Presenter: David Osburn, Osburn & Associates, LLC
This 90-minute program will be presented live on: November 28 – 2:00-3:30 p.m. Central Time
Recording available through: February 28, 2023
This seminar will begin with a brief overview of Commercial and Industrial (C&I) loan products including working capital lines of credit, ABL facilities, and equipment financing (loans/leases) and their typical structure.
The training session will also cover underwriting C&I loans including accounts receivable assessment and the use of a Borrowing Base Certificate (basic and advanced models), the valuation and quality of inventory, and the analysis of various equipment-related issues in lending. This portion of the seminar will also cover the proper evaluation of the borrower’s financial statements.
Additionally, the seminar will cover documentation of C&I loans, collateral concerns, challenges with pricing, and managing the C&I loan portfolio. The seminar will conclude with a review of how to identify and market to new C&I loan prospects in today’s competitive market.
Target Audience: Commercial lenders, credit analysts, loan documentation specialists, branch managers, private bankers, and business development officers