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Creating the Right ERM Program for YOUR Community Bank-Fa23


Additional information

Ols date


Recording available



Marcia Malzahn


Malzahn Strategic

Target Audience

bank presidents involved in the risk management process and their ERM program, board directors who want to learn more about ERM, chief credit officers, chief financial officers, chief risk officers, compliance officers, internal auditors, risk managers

Program Time

2:00-3:30 p.m. CT

Ols duration

90 minutes

Are you creating your first ERM Program for your bank? Do you want to ensure your current program is complete yet keep it simple? If yes to either question, this webinar is for you! Risk Management is at the heart of banking and every bank has to have processes, policies, and procedures in place in order to assess and manage the risks on their balance sheet. Marci shares the fundamental pieces of the ERM puzzle, how they relate to each other, and how to integrate your ERM program into the bank’s Strategic Plan. Having built an ERM program for a community bank from scratch, Marci describes the various components of a strong ERM program. In this educational session, you will learn how to put your program together using all the parts you already have in your bank. Marci shares how you can make the process fun and how your team will become closer as they work together with the common goal of protecting the bank’s assets while fulfilling your bank’s vision.

Topics Covered:
• ERM general background and key definitions
• How implementing an ERM Program can help financial institutions survive and thrive
• Identifying the specific building blocks/components of a simple yet complete ERM Program
• The three key ongoing Phases of ERM:
­ – Identifying and Assessing Risk
­ – Mitigating and Eliminating Risk
­ – Monitoring and Reporting Risk
• Creating an ERM Committee Charter and choosing the right ERM Committee members
• Integrating the ERM program into your strategic plan
• How COVID-19 impacted all risk categories
• Top risk categories and definitions
• ERM Risk Assessment Matrix – definitions and example
• Creating the Risk Management Appetite and Tolerance Statement
• Implementing your ERM program and benefits
• ERM program flowchart