Credit Analysis Basics

Presenter: David Osburn, Osburn & Associates, LLC

This 90-minute program will be presented live on: September 20 – 2:00-3:30 p.m. Central Time

Recording available through: December 20

Price: $330

Attend this proactive webinar and learn how banks make lending decisions based on the five (5) C’s of credit- capacity, capital, collateral, conditions, and character! The webinar will cover the basics of the three (3) main areas of bank lending- consumer, mortgage, and commercial lending. Each of the three areas will be illustrated with real life case studies.

The attendee will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the lending process. Additionally, the basics of loan compliance will be provided including Reg B, Reg Z, TRID, BSA, and Fair Credit Reporting.

Objectives

• Gain an understanding of how banks make lending decisions based on the five (5) C’s of credit
• Learn about the three (3) main areas of bank lending
• Apply the three areas to individual case studies
• Review the basics of loan structure, loan support, documentation, and loan compliance

Target Audience:  Credit analysts, loan assistants, consumer loan officers, residential loan officers, relationship managers, loan documentation specialists, branch managers, private bankers, and business development officers