Presenter: Mike Wear, 39 Acres Corporation
This two-part program will be presented live on: January 31 and February 2, 2023 – 9:30-11:30 a.m. CT
Recording available through: December 31, 2023
This affordable, convenient online program is ideally suited to those who are new to banking – both frontline staff and those newly hired to leadership positions who gained their experience in other industries. Learn the language of banking, including an understanding of key ratios, to gain a clearer understanding of how the bank functions as a business.
The program is split into two parts:
The following ratios will be explained: ROA, ROE, Efficiency Ratio, Past Dues, Non-Accruals, Charge-offs, Loan Loss Reserve level and coverage, Spread/NIM, Loan-to-Deposit Ratio, Core Deposit Funding, and Equity Capital Ratio.
Participants will receive their bank’s UBPR (Uniform Bank Performance Report) and Excel template to quickly enter ratios and chart trends with comparisons to industry guidelines.
Target Audience: Those that are new to the banking industry