This program unlocks the key issues in analyzing business tax returns by creating a business tax return from a conventional financial statement.
This seminar covers common versions of global cash flow (GCF) analysis being used by bankers, with a focus on GCF as part of the underwriting process in most medium- to smaller-sized businesses and self-employed lending situations.
This program is centered around basic writing principles, but applied to lending.
This seminar covers common versions of global cash flow (GCF) analysis being used by bankers, with a focus on GCF as part of the underwriting process in most medium- to smaller-sized businesses and self-employed lending situations.
Learn how to improve your bank’s loan pricing and profitability in three key steps.
This program is for those new to business or commercial lending or those who work in a supporting role.
This seminar covers common versions of global cash flow (GCF) analysis being used by bankers, with a focus on GCF as part of the underwriting process in most medium- to smaller-sized businesses and self-employed lending situations.
This program covers the basics of loan agreements, starting with the typical structure of the document and the roles of financial and non-financial covenants (some covenants achieve more than one objective).
This program covers the important steps involved in effectively administering commercial construction loans, including common errors to avoid.
This program provides an overview of the major issues involved in consumer or residential construction lending, primarily to individuals having a home built or remodeled.
This program provides an overview of the key issues involved in analyzing and underwriting commercial construction loans and assessing the risk involved.
This seminar is designed to strengthen your ability to analyze personal financial statements and loan applications within a simple, logical and consistent framework.
This seminar is a practical guide to credit bureau reports, issues with collateral, and a brief overview of the regulatory, compliance and fair lending environment.
This program briefly reviews some issues of the entire appraisal process, such as selecting and engaging a qualified appraiser, but focuses primarily on the current rules and guidelines that apply to the review process.
Many bankers underwrite loans primarily from personal and business tax returns, particularly at the community bank level. What reported income is actually cash flow? How can we properly assess a large capital gain (or loss)? How can you determine of an item is recurring? Why should you exclude non-recurring items? How do loss carryforwards affect cash flow? What is the Section 179 deduction? This program provides answers and provides case examples.
This program reviews most common global cash flow approaches used by bankers, plus some of the analytical and conceptualize issues encountered.
This course is designed to address the differences between a routine commercial loan closing and the requirements of SBA to properly close the loan and to retain the SBA loan guaranty.
The purpose of this course is to detail the criteria that SBA considers when evaluating a bank’s SBA portfolio and methods to improve your risk rating with SBA.
The purpose of this course is to explain the various steps and how to document/complete each step.
Learn how to navigate the SBA program and retain your SBA loan guaranty.
Learn about each SBA program and how to identify which program to use when discussing loan options with your borrowers.
Learn how to help your business borrowers’ cash flow through refinancing with SBA’s loan programs including 7(a), 504, SBA Express, and Working Capital loans.”
This session is designed to give participants practical knowledge and insights to implement liquidity risk management practices in their institution.
4721 S Biltmore Lane
Madison, WI 53718
