A Beginners Guide to Asset/Liability Management-Fa24
This course provides attendees with a basic understanding of the asset/liability management process.
4721 S Biltmore Lane
Madison, WI 53718
This course provides attendees with a basic understanding of the asset/liability management process.
In this course, we’ll delve into the fascinating world of artificial intelligence (AI) and its transformative impact on the banking industry.
This session will explore the most popular and consistent themes of the growing “antiwork” movement. How it began, where it is today, and how it directly impacts your future †and existing †workforce.
This program provides a refresher for the key issues in determining which method of accounting is being used when reviewing financial statements, and what it means for the analysis process.
This session provides a base understanding of the basic components of the balance sheet and income statement, along with the reconciliation of retained earnings, plus footnotes and other disclosures
This program covers how to calculate and analyze the basic set of financial statement (or tax return) ratios for operating businesses.
This program unlocks the key issues in analyzing business tax returns by creating a business tax return from a conventional financial statement.
This webinar will take you through the characteristics of strong risk assessments to ensure you address key areas of your institution.
This program is centered around basic writing principles, but applied to lending.
This seminar covers common versions of global cash flow (GCF) analysis being used by bankers, with a focus on GCF as part of the underwriting process in most medium- to smaller-sized businesses and self-employed lending situations.
This program covers the basics of loan agreements, starting with the typical structure of the document and the roles of financial and non-financial covenants (some covenants achieve more than one objective).
This program provides an overview of the major issues involved in consumer or residential construction lending, primarily to individuals having a home built or remodeled.
This seminar is designed to strengthen your ability to analyze personal financial statements and loan applications within a simple, logical and consistent framework.
This program is for those new to consumer lending or those who work in a supporting role.
This seminar is a practical guide to credit bureau reports, issues with collateral, and a brief overview of the regulatory, compliance and fair lending environment.
This program provides an overview of the entire mortgage process, including home equity lending.
This program focuses on the three approaches to value that drive the review and interpretation of the property appraisal.
This program looks at these other sections and how to effectively analyze them as part of the appraisal review process.
This program briefly reviews some issues of the entire appraisal process, such as selecting and engaging a qualified appraiser, but focuses primarily on the current rules and guidelines that apply to the review process.
An important part of the commercial real estate (CRE) lending process is to establish the value of the collateral, and in many cases, the value does not need to come from a new appraisal. This program reviews these options that have been in place since the initial set of interagency appraisal guidelines in 1994.
This program covers how capitalization (“capâ€) rates are derived and their role in the income approach to CRE market value.
This program demonstrates (from a case study) the key variables and concepts for determining real estate cash flow, including transaction-level stress-testing and where to find information from existing sources, such as tax returns, and what additional information may be needed, such as customer rent rolls.
This program covers key features and components of commercial lease agreements.
Emotionally intelligent leaders of teams create psychologically safe workplaces that lead to improved employee job satisfaction, retention, creativity, performance and wellbeing.
In this session, we recognize the challenges organizations face due to low availability of talent in the current market, identify today’s unique workplace issues requiring employers to implement proactive strategies to retain talent and define strategies to retain top talent that can be implemented immediately.
The class will explore the interest rate swaps and options market from a very basic and applied management perspective.
This session will help you avoid making the wrong hire, which can be a costly mistake.
This course is a must if you are new to IRAs to help build a foundation of the most common IRA transactions and rules.
This course provides information on how to properly establish Traditional and Roth IRAs and how to amend IRAs.
In this session we will examine key drivers in making balance sheet allocation decisions and how to include data such as demographics and latest trends when managing future deposit and loan offerings.
This session delves into the strategies and methodologies behind crafting new deposit products that attract consumer, commercial, non-profit, and government depositors while avoiding the interest rate wars.
In this session, participants will delve into many of the advanced strategies for optimizing interest-bearing deposit accounts, focusing on systematic approaches to pricing and promotion in various categories such as disclosed, promoted, negotiated, and retention strategies.
Many bankers underwrite loans primarily from personal and business tax returns, particularly at the community bank level. What reported income is actually cash flow? How can we properly assess a large capital gain (or loss)? How can you determine of an item is recurring? Why should you exclude non-recurring items? How do loss carryforwards affect cash flow? What is the Section 179 deduction? This program provides answers and provides case examples.
This program reviews most common global cash flow approaches used by bankers, plus some of the analytical and conceptualize issues encountered.
This seminar covers how to analyze personal tax returns to develop cash flow within a simple, logical and consistent framework
This program focuses on the Form 1040 and determining what reported income (expense) involves cash inflow (outflow).
Learn some great approaches for how you and your team can embrace sales and bring true value to your customers.
Learn the common issues found in file reviews so you can take the necessary steps to correct your own files as well as improve your loan closing process.
Learn about each SBA program and how to identify which program to use when discussing loan options with your borrowers.
While Office 365 introduces new and unique threats, new and innovative controls are also a strong benefit of this cloud-based productivity suite.Learn how to implement these controls to best protect your organization.
This presentation identifies the six critical ingredients required to improve and manage a successful relationship development program with commercial businesses and professionals.
This session is designed to give participants practical knowledge and insights to implement liquidity risk management practices in their institution.
In this session, attendes will walk away with tools and ideas to create your own unique strategic plan.
Learn the language of banking, including an understanding of key ratios, to gain a clearer understanding of how the bank functions as a business.
This webinar is for participants who have a basic foundational knowledge of Enterprise Risk Management and are looking for specific examples on how to complete these three important Risk Assessments.
This program will look at building a valuable DFD, and you’ll find an answer to the question “where does my data go when it leaves my network, and how is that data being protected?â€
This session will help you make better vendor management decisions so you can ensure they’re truly protecting your data.
4721 S Biltmore Lane
Madison, WI 53718
